Do Car Accident Settlements Pay For Chiropractic?

If your family gatherings tend to devolve into shouting matches as family members voice their grudges over past slights or bicker about politics, then you probably have an arsenal of conversation topics that are unlikely to turn contentious. Perhaps you can bond over a favorite sports team or how cute it is when the youngest members of your family sing the songs from K-Pop Demon Hunters. You managed to keep the peace at Christmas dinner by asking everyone to weigh in on whether a hot dog is a sandwich. Before long, it will be Superbowl Sunday, and while you are waiting for the game to start, you will need another conversation topic to keep the peace. Why not ask whether chiropractic is medicine? The answer is not as simple as it sounds. Chiropractors do not have a Medical Doctor (M.D.) degree; the course of study for a Doctor of Chiropractic (D.C.) degree takes about as long as an M.D. degree. Today, the services of chiropractors overlap considerably with those provided by physical therapists. The short answer is that chiropractors are not physicians; that title is reserved for M.D.s, but they are healthcare professionals. If the question is whether chiropractic treatments count as medical expenses you can include in a car accident insurance claim, the result is a resounding yes. If your chiropractic bills and other medical bills are piling up after a car accident, contact a Columbia car accident lawyer.

Determining the Amount of Your Accident-Related Medical Expenses

When you file an insurance claim after a car accident, you are asking the insurance company to reimburse you for all the money you spent and all the money you owe or will soon owe because of the accident. If the accident caused property damage only, then the money you claim includes vehicle repairs and, if applicable, the cost of driving a rental car while your car was being repaired.

If you got injured, your claim also includes all the costs you incurred for treatment of your injuries. These are some expenses you can claim:

• Doctor’s office visits
• Emergency room visits and hospitalizations
• Surgery that took place in a hospital or outpatient clinic
• Prescription drugs
• Medical devices like wheelchairs, crutches, and TENS units
• Physical therapy and chiropractic
• Diagnostic tests and imaging, such as X-rays, MRIs, and blood tests

If your health insurance paid for some of the costs, you can claim the amount that the healthcare providers charged you before your insurance paid. If you do this, you must reimburse your insurance provider for the amount it paid when you get the settlement. The goal is for you to break even, not for the insurance claim to make you wealthier than you were before the accident.

Let Us Help You Today

The personal injury lawyers at the Stanley Law Group can help you get justice after a collision that left you in need of chiropractic treatment.  Contact The Stanley Law Group in Columbia, South Carolina or call (803)799-4700 for a free initial consultation.

Source:

upstatespineandsport.com/the-role-of-chiropractic-care-after-a-car-accident/